FiscalYogi Podcast episode 6


Emergency funds is not a topic that a lot of personal finance blogs will cover, but it is an essential building block in your financial life. Listen to Anees Rao talk about why you need emergency funds, how much should you have, and how to make a fund for yourself.

Tweet us @fiscalyogi, or write to us at with your feedback, comments and suggestions for future episodes!

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Who was the first goal based financial planner?




You wouldn’t have thought that, would you?

Do you ask what is the proper limit to wealth?

It is, first, to have what is necessary, and, second, to have what is enough.

 – Seneca

Seneca was probably the first one to talk about goal based investing. If you desire “wealth beyond measure”, there is no limit to it. You may be the richest person in your street, but there’s someone on the next who’s richer. If you beat him, there’s still someone else. And so it goes. 
How do you turn this unbeatable situation on its head? By saying that you aren’t really competing with anyone else, and all you want to do is fund your own goals. Once you do that, you start coming closer to Seneca in his thoughts. 
Another wise man said 
“Wit beyond measure is man’s greatest treasure”
Not wealth, but wit.

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